Member States may allow an IPS referred to in Article 1(2), point (c), to lend or otherwise make available its available financial means referred to in Article 10(1) to any other funds of that IPS as referred to in Article 113(7), point (b), of Regulation (EU) No 575/2013, provided that: (a) those financial means are needed to ensure the liquidity and solvency to avoid bankruptcy of an affiliated institution; (b) there is no immediate need for the DGS to use those means to repay depositors or to intervene in resolution; (c) the total amount does not exceed 75% of the DGS target level; and (d) the financial means are repaid within six years.

Member States shall ensure that if an IPS has lent or otherwise made available financial means in accordance with paragraph 1 and the need to repay depositors of its member institutions or to intervene in resolution arises, those means are repaid upon request within a period not exceeding the period referred to in Article 8(1).