The Act seeks to ensure the continued provision of sufficient and effective access to cash infrastructure for individuals and small and medium-sized enterprises (SMEs). It establishes access to cash criteria, management frameworks for future changes, and provisions for the identification and remedy of local deficiencies in cash access. Compliance with these criteria is mandatory for designated entities, which will undertake obligations to address any local shortfalls in cash infrastructure.

Furthermore, the Act mandates the Central Bank of Ireland to monitor and enforce compliance among ATM operators and cash-in-transit providers, instituting a registration process for these entities. It emphasises the importance of cooperation and information sharing between the Central Bank and the Private Security Authority, while also amending relevant existing legislation to support these objectives.