AI Summary of Article 2 Scope
This Regulation applies to various financial entities, including credit institutions, payment institutions, and crypto-asset service providers, among others. Collectively referred to as 'financial entities', these organisations are subject to specific regulatory requirements to promote transparency and stability in the financial sector.
However, certain exclusions apply, such as specific managers of alternative investment funds and microenterprises for insurance intermediaries. Furthermore, Member States are permitted to exclude additional entities under Directive 2013/36/EU, provided they notify the Commission, ensuring that regulatory updates are publicly accessible.
Article 2 Scope
1. Without prejudice to paragraphs 3 and 4, this Regulation applies to the following entities:
(b) payment institutions, including payment institutions exempted pursuant to Directive (EU) 2015/2366;
(c) account information service providers;
(d) electronic money institutions, including electronic money institutions exempted pursuant to Directive 2009/110/EC;
(f) crypto-asset service providers as authorised under a Regulation of the European Parliament and of the Council on markets in crypto-assets, and amending Regulations (EU) No 1093/2010 and (EU) No 1095/2010 and Directives 2013/36/EU and (EU) 2019/1937 ('the Regulation on markets in crypto-assets') and issuers of asset-referenced tokens;