4.31

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Final Report - Guidelines EBA/2021/02 on customer due diligence and the factors credit and financial institutions should consider when assessing the money laundering and terrorist financing risk associated with individual business relationships and occasional transactions ('The ML/TF Risk Factors Guidelines') under Directive (EU) 2015/849 (EBA/GL/2021/02) (updated 30 December 2024)
Guidelines
Title I: General Guidelines
Guideline 4: CDD measures to be applied by all firms (4.1-4.78)
Customer due diligence (4.5-4.39)
Evidence of identity (4.26-4.37)
Non-face to face situations (4.29-4.31)
4.31

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Version date: 1 March 2021 - onwards

Firms should have regard to the fact that the use of electronic means of identification does not of itself give rise to increased ML/TF risk, in particular where these electronic means provide a high level of assurance under Regulation (EU) 910/2014.

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