AI Summary of Article 428i Calculation of the amount of available stable funding
This Chapter stipulates that the calculation of available stable funding (ASF) must consider the accounting value of various liabilities and own funds, which are then multiplied by designated ASF factors outlined in Section 2. The aggregate ASF is derived from the weighted totals of these liabilities and funds.
Furthermore, bonds and debt securities issued by the institution, which are exclusively marketed to retail customers and maintained in retail accounts, can qualify for the retail deposit category. However, restrictions are imposed to ensure that these instruments are not acquired by entities other than retail clients.
Article 428i Calculation of the amount of available stable funding
Unless otherwise specified in this Chapter, the amount of available stable funding shall be calculated by multiplying the accounting value of various categories or types of liabilities and own funds by the available stable funding factors to be applied under Section 2. The total amount of available stable funding shall be the sum of the weighted amounts of liabilities and own funds.
Bonds and other debt securities that are issued by the institution, sold exclusively in the retail market, and held in a retail account, may be treated as belonging to the appropriate retail deposit category. Limitations shall be in place, such that those instruments cannot be bought and held by parties other than retail customers.