(1) A credit agreement for a cash loan, other than an advance on a current account, or a credit card account shall contain a statement of the following -

(a) the amount of the credit lent under the agreement,

(b) the date the credit is to be advanced, (if known),

(c) the amount of each repayment instalment,

(d) the rate of interest charged and the APR,

(e) the conditions under which the APR may be changed,

(f) any charges not included in the calculation of the APR but which have to be paid by the borrower in certain given circumstances,

(g) the number of repayment instalments,

(h) the date, or the method of determining the date, upon which each repayment instalment is payable,

(i) the total amount payable in respect of the loan,

(j) the date of expiry of the loan,