(1) These Regulations shall apply to the following:

(a) statutory deposit guarantee schemes;

(b) contractual deposit guarantee schemes that are officially recognised as deposit guarantee schemes in accordance with Regulation 8(1);

(c)institutional protection schemes that are officially recognised as deposit guarantee schemes in accordance with Regulation 8(2);

(d)credit institutions affiliated to the schemes referred to in subparagraph (a), (b) or (c).

(3) Without prejudice to Regulation 29(8), (9) and (12), the following schemes shall not be subject to these Regulations:

(a) contractual schemes that are not officially recognised as deposit guarantee schemes, including schemes that offer an additional protection to the coverage level laid down in Regulation 11(1);

(b)institutional protection schemes that are not officially recognised as deposit guarantee schemes.