This summary outlines the application of the Standardised Approach for risk weights and expected loss amounts for specific exposures under the relevant regulatory framework. Institutions must apply this approach to exposures not granted prior permission to use the IRB Approach, particularly concerning exposure classes outlined in Article 147(2)(e) and others deemed immaterial by competent authorities.

Moreover, institutions with IRB permissions may apply the Standardised Approach for select exposures, including those linked to public sector entities, counterparties within group structures, and other qualifying institutions. The European Banking Authority will provide guidelines by July 2028 on immaterial exposure types, ensuring clarity and compliance in risk assessment practices.