This Regulation clarifies that institutions are not restricted from maintaining own funds or their components beyond the stipulated requirements. This provision underscores the flexibility afforded to entities engaged in financial activities, allowing them to adopt more stringent measures if deemed necessary.

Institutions may, therefore, choose to enhance their capital buffers or implement additional governance frameworks that exceed regulatory standards. This approach aligns with a proactive stance in risk management, ultimately contributing to the stability and resilience of the financial system.