Article 1 Subject matter and scope
DRAFT Paragraph replaced Article 1 Amendment to Regulation (EU) No 2017/2402 of the Proposal for a Regulation of the European Parliament and of the Council amending Regulation (EU) 2017/2402 of the European Parliament and of the Council of 12 December 2017 laying down a general framework for securitisation and creating a specific framework for simple, transparent and standardised securitisation (Text with EEA relevance) (COM(2025) 826 final / 2025/0826 (COD)) (updated 6 February 2026 with Draft report Ralf Seekatz - Amendments 52 - 303)
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1. This Regulation lays down a general framework for securitisation. It defines securitisation and establishes due-diligence, risk-retention and transparency requirements for parties involved in securitisations, criteria for credit granting, requirements for selling securitisations to retail clients, a ban on re-securitisation, requirements for SSPEs as well as conditions and procedures for securitisation repositories. It also creates a specific framework for simple, transparent and standardised (‘STS’) securitisation.
2. This Regulation applies to institutional investors and to originators, sponsors, original lenders and securitisation special purpose entities.