Article 85 Cash placed on a payment account

AI Summary of Article 85 Cash placed on a payment account

Version status: Entered into force | Document consolidation status: Updated to reflect all known changes

Version date: 12 January 2016 - onwards

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DRAFT To be repealed Article 48 Repeal of the Proposal for a Directive of the European Parliament and of the Council on payment services and electronic money services in the Internal Market amending Directive 98/26/EC and repealing Directives 2015/2366/EU and 2009/110/EC (COM(2023) 366 final / 2023/0209 (COD)) (PSD3) (updated 17 September 2025 with Position C/2025/3724)

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Where a consumer places cash on a payment account with that payment service provider in the currency of that payment account, the payment service provider shall ensure that the amount is made available and value dated immediately after receipt of the funds. Where the payment service user is not a consumer, the amount shall be made available and value dated at the latest on the following business day after receipt of the funds.

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AI Summary of Article 85 Cash placed on a payment account

Article 85 Cash placed on a payment account