This text clarifies that neither the Member State where a risk is situated nor the Member State of the commitment can obstruct a policyholder's ability to enter into a contract with an insurance provider that is authorised under Article 14.

It emphasises that such contracts must not contravene legal provisions aimed at safeguarding the general good within either Member State. This reinforces the principle of mutual recognition and regulatory compliance, ensuring cross-border insurance activities can proceed while respecting national legal frameworks.